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For More Information call 1-800-448-4715

Supplemental Insurance & Discount Plans

bullet Value Health USA - Hospital / Surgical Indemnity plan with physician’s office visits & more
bullet Value Guarantee – No health questions Hospital / Surgical indemnity plan with physician’s office visits & more
bullet Value Health Plan – Hospital / Surgical indemnity plus more
bullet Value Med Plan – Doctor’s office visits, hospital confinement & more
bullet Value Care plus Dental – Hospital confinement, dental, vision & hearing
bulletVBA & 24 Hour Accident Coverage Plan – Accident medical benefits & more
bulletValue Access Guarantee – No health questions Hospital / Surgical indemnity with physician’s office visits
bulletVBA & 24 Hour Limited Accident Coverage Plan – Accident medical benefits & more
bulletOptum Health Discount Program – Over 500,000 providers and Guaranteed Savings!

 

24-Hour Accident Coverage - $10,000 Accident Medical per occurrence

24 Hour Accident Limited Benefit Coverage Accident medical benefits & more

24-Hour Emergency Room - $1,000 Sickness or Accident per visit

Value Med Plan Doctor’s office visits, hospital confinement & more

Value Access Guarantee No health questions Hospital / Surgical indemnity with physician’s office visits

VBA Optimum Health Allies Over 500,000 providers and Guaranteed Savings

24-Hour Specified Benefit Medical Care Insurance
Health Express Affordable Health Care Solution

bulletNo Refusals
bulletAvailable to Groups and Individuals
bulletCovers Entire Family
bulletNo Waiting Period
bulletNo Pre-Existing
bulletNo Limits on Usage
bulletNo Deductibles
bulletNo Claim Forms
bulletNo Age Limits
bulletNo Gender or Smoker Distinctions

 

Total Care

Effective 10/1, the Total-Care Plan will be improved dramatically (please see the attached PDF). 
For most of you these improvements outlined below will make Total-Care a very viable and marketable product.  In fact, Total-Care will now not only have the best benefits and networks, but also priced at 1/3 to 1/4th the cost of comparable products.
Some of the improvements are:
·       PHCS will now be the physician's network, which has over 358,000 participating physicians and ancillary facilities.  Discounts are from 20 to 45%. 
·       Galaxy will now be the hospital network with over 2,500 participating acute-care hospitals.  Discounts are 10 to 30%. 
·       We'll be using HearPO instead of Miracle-Ear with 30% savings on exams and up to 62% savings on hearing aids at over 1,600 locations nationwide. 
·       We will no longer have travel assist, and our Nurse Line will now be through Optum instead of Lifeguard. 
 
Some of the markets to sell this products are: 
Clients with high deductible health plans (help cover the gap)
The uninsured / uninsurable
Non-Citizens traveling and living in the US

Attached is a marketing brochure we will use with the new plan. We will give you an application upon request.

For more details, click this link to read an Adobe PDF information sheet.
Feel free to call me with any questions or for more information.

Robert Bender - 1-800-448-4715

 

Prescription Drug Plans - Doctor's Select Rx - Click here for $10 or $20 select generic & brand name drugs. Mail Order Savings, Free Drug Program Info.
$21.95 single - $36.95 family.